Mortgage Rates Today, Thursday, June 23: Steady Today, Higher for the Week

Lenders are making few moves on their mortgage rates Thursday, as average pricing is mostly unchanged — after three days of moving higher.

British polls are open today, as voters decide if the U.K. will leave the European Union. A decision to exit the EU — a “Brexit” — could roil global markets and ultimately impact American mortgage rates as well. Preliminary exit poll results will be released this evening (U.S. time), while the official vote tally won’t be announced until the overnight hours Friday.

Homeowners looking to lower their mortgage rate can shop refinance lenders here.

NerdWallet compiles annual percentage rates — lender interest rates plus fees, the most accurate way for consumers to compare rates. Here are the average rates for the most popular loan terms:

Mortgage Rates: June 23, 2016

(Change from 6/22)

30-year fixed: 3.74% APR (NC)

15-year fixed: 3.11% APR (NC)

5/1 ARM: 3.33% APR (NC)

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NerdWallet daily mortgage rates are an average of the lowest published APR for each loan term offered by a sampling of major national lenders. Annual percentage rate quotes reflect an interest rate plus points, fees and other expenses, providing a more accurate view of the costs a borrower might pay.