Thursday, March 24, 2016

Pets Best Pet Insurance Overview

Pets Best offers a plan covering treatment after accidents and broader plans covering treatment for illnesses as well as accidents. Most of the broader plans cover exam fees, acupuncture and chiropractic care, and physical rehabilitation.

An additional wellness plan can be added to cover routine care, and coverage for prosthetic devices and mobility carts is available. There is no maximum age limit for enrollment.

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Pets Best Pet Insurance at a glance

Note: Some coverage may depend on plan level purchased.
Eligible pets Cats and dogs
Pet enrollment age 7 weeks and older
Routine vet exam fees Yes
Accidents & injuries Yes
Illness Yes
Hereditary conditions Yes, although a 12-month waiting period applies to seven conditions; the waiting period can be waived if the pet passes a medical exam
Pre-existing conditions No
Cancer treatment Yes
Surgery Yes
Prescriptions Yes
Imaging (MRI, etc.) Yes
Alternative therapies Yes
Additional coverage Wellness care option can be added to plans
Available extras Coverage for cremation costs and euthanasia for humane reasons, prosthetic devices and wheelchairs, accidents while hunting or in service, pregnancy and behavioral conditions
Lifelong coverage Yes
Deductible choices Annual deductible of zero to $1,000
Other claims information Annual coverage limits of $5,000 and $10,000

Reimbursement levels of 70%, 80%, 90% or 100% of vet bill

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