PetFirst is unusual in having no age limit for enrolling pets. Cats and dogs of any age can get the same lifelong coverage. There also are three levels of routine care you can add on if you want coverage for vet exams, vaccinations, behavior training and other services.
PetFirst pet insurance at a glance
| Eligible pets | Cats and dogs |
| Pet enrollment age | 8 weeks with no maximum age limit |
| Routine vet exam fees | Yes, by adding wellness coverage |
| Accidents & injuries | Yes |
| Illness | Yes |
| Hereditary conditions | Yes |
| Pre-existing conditions | No |
| Cancer treatment | Yes |
| Surgery | Yes |
| Prescriptions | Yes |
| Imaging (MRI, etc.) | X-rays and ultrasounds |
| Alternative therapies | Yes |
| Additional coverage | Coverage for congenital and chronic conditions, periodontal disease and swallowing of objects. Wellness coverage can be added. |
| Available extras | Multipet discount; discount if you don’t make claims |
| Coverage limits and out-of-pocket costs | Annual coverage limits of $5,000, $10,000 and $20,000. No per-incident limits. Choice of per-incident deductibles from $50 to $500 and reimbursement levels of 70%, 80% and 90%. |
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